“Our business is people: not only our clients, but our team members who serve them too!”

Tonya Calix
VP, Human Resources

Thank you for your interest in BeachBank. As a strong and growing organization, we are always seeking dedicated experts and professionals to join our team. Along with competitive salary and benefits, we promote an environment that enriches our team members’ lives, both personally and professionally.

View our current position openings here and please forward resumes and/or position inquiries to [email protected]. Can’t find the position you’re looking for? We’re always seeking qualified professionals, so please feel free to submit your resume for potential openings!

Current Employment Opportunities


Commercial Client Manager

Beach Community Bank– Fort Walton Beach location is currently seeking a full-time Commercial Client Manager. Our Commercial Client Managers provide a variety of commercial loan products and loan services based on complexity of customers’ individual needs. Commercial Client Managers contribute to bank growth and profitability by growing deposits and providing other financial services through either direct or cross-selling efforts; referring prospects to Retail, Treasury Management, Mortgage, and Merchant Services. This role serves as a commercial banking expert for a branch or a group of branches and may train and oversee the work of supporting team members. Ideal candidates should possess the ability to develop and manage relationships with businesses having annual sales revenue from $500,000 and up.

Essential Duties and Responsibilities include the following. Other reasonably related duties may be assigned by immediate supervisor or other supervisors.

  • Meets and exceeds sales goals in loans, loan fees, deposits, treasury management income and referrals to line of business partners.
  • Develops new and existing customer relationships through networking, cross-selling opportunities and referrals to and from business product partners within the bank. Establishes and maintains comprehensive referral network to generate new client relationships, targeting more complex businesses.
  • Manages assigned portfolio and retains and strengthens current relationships. Focus is on commercial lending opportunities, but also pursues, develops, and services a wide variety of financial products.
  • Partners with branch manager and serves as the primary point of contact for the business customer. Serves as commercial banking expert for a branch or a group of branches.
  • May generate SBA loans by proactively creating, developing and maintaining internal/external relationships.
  • Proactively manages customer relationships by identifying financial needs, delivering solutions to meet the needs, and delivering quality customer service.
  • Reviews applicant financial data to evaluate credit worthiness and manages difficult credit situations.
  • Negotiates terms and makes decisions on loans within limits or makes recommendations. Monitors outstanding loans to ensure ongoing credit worthiness.
  • Represents Beach Community Bank within the community by actively serving in community organizations, participating in local chambers of commerce and other related leadership activities.
  • Adheres to established loan policies and procedures. Works with commercial credit approval process to ensure that underwriting and credit quality standards are implemented and maintained.
  • Uses professional knowledge, experience and analytical criteria to make decisions and resolve problems; acts independently to determine methods and procedures on new assignments.
  • May orient, train, assign, and review the work of lower-level team members.
  • Each team member is expected to be aware of risk within their functional area. This includes observing all policies, procedures, laws, regulations and risk limits specific to their role.


  • Bachelor’s Degree in Finance, Accounting, Business Administration or related discipline, or an equivalent combination of education and experience.
  • Minimum of 5 years of business development experience with focus on commercial businesses in the $2-20 million revenue category.
  • Proven sales results and advisory skills. Demonstrated skill in soliciting business for bank deposit products and services. Ability to identify client needs, present banking solutions and bank products. Proven ability to retain existing customers and develop new customer relations.
  • Demonstrated credit skills.
  • Strong people relations skills and ability to work with team members and customers in a cooperative manner. Excellent communication skills.
  • Ability to make decisions, research and solve problems, work independently, and manage multiple priorities.
  • Demonstrated experience in managing a complex loan portfolio
  • Experience independently managing moderately complex customer relationships and managing some difficult credit situations
  • Strong business development calling skills.
  • Experience independently sourcing new businesses
  • Ability to negotiate and influence actions in a professional and effective manner
  • Proficient use of Microsoft Word and Excel software applications, other banking computer systems and related software, and ability to operate a variety of office equipment.

Competitive salary and benefits offered

Please send resumes to: [email protected]

Please reference CCM in the subject line

Beach Community Bank is a drug-free workplace.
Equal Opportunity Employer

Client Service Representative: Northwest FL/Tampa Locations

Beach Community Bank is currently seeking full-time Client Service Representatives for our locations throughout northwest Florida as well as our Tampa branch. The primary responsibility of the CSR is to create meaningful personal connections with clients, identify opportunities to meet client needs, and assist in resolving end-to-end client sales and service inquiries. The successful candidate should be ambitious and adaptable with a desire to build long term relationships with our clients based on knowing who they are, understanding their needs, and providing basic financial advice through a consultative approach. This requires an individual who is motivated by a fast paced and energetic environment, with the ability to provide personalized client service.

Job Functions:

  • Provides a consistent optimal client experience, primarily handling clients’ transactional needs, including but not limited to performing activities such as deposits, withdrawals, payments, and balancing.
  • Answers client inquiries regarding products and services, fulfills basic servicing requests, and opens Consumer and Commercial products (CDs, Business and Personal Checking Accounts, Business and Personal Savings Accounts, IRAs).
  • Works to create and establish relationships with clients, remaining well-informed about the client’s relationship with the bank and cross selling bank products as needed.
  • Educates clients on standard consumer and commercial products, emerging bank technology and digital solutions such as mobile, online, and ATM offerings, all designed to make banking easier.
  • Assists branch and fellow team members with achieving goals by assisting with basic tasks to aid in client problem resolution.
  • Achieves required levels of outbound phone calls using generated client and prospect lead lists to educate clients on emerging technology and assist with meeting their financial needs
  • Ensures safe and sound banking practices, including adherence to all applicable laws and regulations


To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Minimum Requirements:

  • High school diploma or GED
  • Preferred Experience:
    • 1-2 years of prior banking, sales, and/or client service experience
  • 2+ years of prior cash handling or Teller experience
  • Strong people relations skills and ability to work with team members and clients in a cooperative manner. Excellent communication skills.
  • Ability to make decisions, research and solve problems, work independently, and manage multiple priorities.
  • Proficient use of Microsoft Word and Excel software applications, other banking computer systems and related software, and ability to operate a variety of office equipment.
  • This position is a full-time position with typical hours being Monday-Friday 8:00AM-5:00PM. Overtime work and occasional travel may be required as needed.

Competitive salary and benefits are offered.

Please send resumes to: [email protected]

Beach Community Bank is a drug-free workplace
Equal Opportunity Employer
Job Types: Full-time, Part-time

Document Production Specialist


The Document Production Specialist, documents and processes all types of commercial loans, back up documents for letters of credit, participation agreements and lease transactions. Ensures loans are documented accurately, efficiently, timely and in accordance with Bank and regulatory requirements.

ESSENTIAL DUTIES AND RESPONSIBILITIES include the following.  Other reasonably related duties may be assigned by immediate supervisors or other supervisors.

  • Utilize loan documentation software to prepare documents for all types of commercial loans, including new loans, modifications and renewals, backup documents for new and renewal letters of credit ensure compliance with loan policy, terms of the written loan approval and all applicable regulatory requirements.
  • Utilize current scanning and core loan servicing to verify prior loan and collateral documentation, before preparing renewals and modifications; ensure any existing errors or deficiencies are corrected.
  • Collaborate with Lenders, Assistants and the Credit Underwriting team to understand loan structure; obtain supporting documentation and additional information needed to accurately prepare loan documents and perfect the Bank’s security interest.
  • Obtain and review all supporting documentation and third-party reports, including but not limited to:
    • Credit approval and subsequent material changes/immaterial changes/change memos to ensure that the document request is properly approved according to loan policy
    • Financial reporting requirements and covenants to ensure compliance with loan approval
    • All applicable organizational documents such as Trust Agreements, Articles of Incorporation or Organization, Operating Agreement, By-Laws, IRS Tax Verifications, and Certificates of Beneficial Ownership.
    • Lien searches, title reports, title work to ensure the Bank’s collateral position.
    • Flood determinations and applicable flood insurance to ensure compliance with bank policy and applicable regulations.
    • All types of applicable insurance (hazard, general liability, builder’s risk, property insurance) to ensure the Bank’s collateral is protected and bank is listed as Lenders Loss Payee, Mortgagee or Additional Insure, as appropriate.
    • Appraisal and appraisal reviews to confirm the accurate description of our collateral and to ensure policy requirements are met.
    • Order UCC searches to ensure the Bank’s lien position.
    • Good Standing confirmations for all borrowers and/or guarantors.
    • Paid real estate taxes receipts.
    • Compile and review HMDA (Home Mortgage Disclosure Act) packets for HMDA reporting.
    • Work with the loan documentation reviewer to ensure the accuracy, consistency, uniformity, neatness of all loan documents prior to distribution.
    • Process withdrawn and denied loan applications and prepare adverse actions as necessary.
    • Document collateral exceptions, as well as incomplete and trailing documents to track on tickler system.
    • Effectively manage open loan workflow pipeline for loan document requests to ensure all requests are processed according to service level agreements.
    • Perform post-closing document review, facilitate loan funding to ensure funds are disbursed in accordance with the loan approval and all fees are paid as required, perfect loan collateral and prepare files for booking as needed.
  • React to change in a productive manner and handle other essential tasks as assigned.
  • Interact with internal and external clients while providing extraordinary service.
  • Develop and maintain trusted, positive relationships with other employees, clients and vendors.
  • Represent the Bank and Loan Services team in a highly professional manner.
  • Complete job assignments in a professional, timely and efficient manner; organize and prioritize work.
  • Maintain confidentiality; adhere to Beach Community Bank policies and procedures; comply with laws, regulations and industry best practices.
  • Reliable and predictable attendance.

PHYSICAL DEMANDS AND WORK ENVIRONMENT: The physical demand described here are representative of those that must be met by an employee to successfully perform the essential functions of this position.  Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.

While performing the duties of this job, this position is regularly required to use hands to finger, handle, or feel; reach with hands and arms and talk and hear. This position is frequently required to sit, and occasionally required to stand and walk.

The noise level in the work environment is usually moderate.


  • Substantial knowledge of commercial loan processing, procedures and regulations, including experience in loan documentation.
  • Proven performer documenting complex loans in a commercial banking environment using Sageworks or similar software.
  • Strong knowledge and understanding of bank products, services and operations.
  • Demonstrated ability to prioritize workflow and projects as well as function well in a team-based environment.
  • Demonstrated success in a multi-task environment with attention to detail and follow through.
  • Demonstrated knowledge with MS Office and office automation equipment.
  • Demonstrated knowledge and experience with office automation equipment, including phones, computers, scanners and related loan processing/banking software, including Microsoft Word, Excel, and Outlook.
  • Bachelor’s degree or equivalent combination of education and/or work experience.

Please send resumes to: [email protected].

Beach Community Bank is a drug-free work-place. Equal Opportunity Employer M/F/D/V

Loan Operations Associate

Beach Community Bank’s Pensacola Loan Operations location is currently seeking a full-time loan operations team member.

Candidate must have:

  • One to two years of banking experience in one of the following areas: Loan Operations, Deposit Operations, or Lending Services

Desirable candidate should possess the following qualities:

  • Excellent organizational skills
  • Ability to work as a team
  • Ability to follow multi-step process
  • Strong time management skills
  • Proficient computer software skills to include but not limited to Microsoft Excel, Word and Outlook
  • Good typing and adding machine skills
  • Ability to work in a fast-paced environment
  • Dependability

Hours – Monday thru Friday 8:00 a.m. – 5:00 p.m.

Salary is dependent upon experience and qualifications.

Please send resumes to: [email protected]

Beach Community Bank is a Drug-Free Workplace.
Equal Opportunity Employer

Mortgage Loan Originator: Crestview, South Walton, Pensacola, Tampa areas

Beach Community Mortgage is looking for Mortgage Loan Originators (MLOs) in the Crestview, South Walton, Pensacola and Tampa areas. MLOs serve as a main contact point for Borrower and Retail Operations with the loan origination process. MLOs identify financial needs and promote mortgage products to clients. Our originators eagerly take the initiative to generate their own client base and/or work leads provided by Beach Community Bank/Mortgage. Our MLOs pride themselves on staying abreast of new types of loans and other financial products in order to better meet our customers’ needs. The Mortgage Loan Originator must meet or exceed the set weekly and/or monthly production goals management has established, communicate with their Manager/Supervisor on a daily or weekly basis regarding personal production, meet strict deadlines and maintain compliance,  and resolve issues/difficulties across multiple departments while maintaining and exceeding a high level of customer service to internal and external customers .

Essential Duties and Responsibilities include the following. Other reasonably related duties may be assigned by immediate supervisor or other supervisors.

  • Maintains relationships with internal and external referral sources (i.e. realtors, past clients, internal referrals through marketing efforts).
  • Obtain and compile loan applicants’ credit histories and other financial information. Prepares mortgage loan file in Encompass, clarifies or obtains additional information as necessary.
  • Explain to customers the different types of loans and credit options that are available, as well as the terms of those loan products specific to the borrower’s needs.
  • Work closely with processors, closers and underwriters.
  • Maintains and ensures complete and accurate compliance with RESPA, Regulation Z, Fair Lending, HMDA, Bank Secrecy Act and other regulations regarding the mortgage application process.
  • Protect Company’s reputation and image by maintaining Borrower confidence, deliver a high level of customer service and by keeping mortgage loan information confidential.
  • Cold Calling on Leads (provided) by telephone and follow-up on same Leads by telephone.
  • Customer Follow-Up during loan processing through channels to be approved and after loan is approved and closed.
  • Honesty and integrity in dealing with others and accountability in standing behind your work; initiative and self-motivation in serving the client, getting the job completed thoroughly and on time; good written and oral communication skills, including the ability to listen to others and understand and identify their needs; confidence in yourself and enthusiasm regarding your service. Organizational skills in having the ability to prioritize and manage numerous tasks at the same time. Miscellaneous duties as assigned.


  • High School Diploma or GED equivalent required; some college preferred; College degree desired.
  • Intermediate computer skills (MS Office, Mortgage Loan Applications/Software)
  • Minimum of 2 years of recent mortgage loan experience.
  • Excellent customer service skills; written and oral communication skills and ability to demonstrate control, flexibility and maintain quality and high productivity when dealing with customers and changing work demand.
  • Must possess basic PC skills in Microsoft Windows, Word, and Excel or equivalent software. Encompass experience desired.
  • Demonstrate effective and strong verbal and listening communication skills with the ability to effectively communicate with principals, executive management and clients.
  • Demonstrate the assertiveness, perseverance, energy and passion – results oriented behavior required to be successful in this role.
  • Demonstrate effective problem solving, planning & time management skills.

Please send resumes to: [email protected]. Please reference MLO in the subject line.

Beach Community Bank is a drug-free workplace
Equal Opportunity Employer
Job Type: Full-time

Mortgage Production Partner

We are looking for a highly motivated individual that works well under pressure to fill the position of Mortgage Production Partner to busy Mortgage Loan Originators.  This role is an extension of the Mortgage Loan Originator and requires a team-oriented individual that works well with minimal supervision. Applicants should have 1-2 years in consumer or mortgage lending experience

Duties/responsibilities include but are not limited to:

  • Data entry
  • Analysis of loan applications and customer supporting documentation to meet full application status
  • Review of credit reports
  • Basic income analysis
  • Communicate file needs to both customers and internal organization staff

Ideal candidate should possess the following qualities:

  • Excellent customer service skills
  • Excellent time management skills
  • Excellent communication skills
  • Excellent written and verbal skills
  • Ability to multi-task
  • Encompass experience preferred
  • Proficiency in Word, Excel, Outlook, and other Microsoft technology

Candidates for this job must be able to obtain a NMLS number.  Training will be required on current lending software and lending guidelines.

Candidate must have a high school diploma or equivalent.

Please send resumes to: [email protected]

Beach Community Bank is a Drug-Free Workplace.
Equal Opportunity Employer

Mortgage Underwriter

Beach Community Mortgage is currently seeking an experienced full-time mortgage underwriter. This position may be available as a virtual UW position or may be located in any of our NWFL or Tampa Offices. The mortgage underwriter is responsible for reviewing and analyzing mortgage loan requests, verifying compliance with mortgage lending policy and all applicable regulations, and rendering credit decisions on loans consistent with Beach Community Mortgage’s policies and mortgage market guidelines.

Essential Functions and Responsibilities for this role include:

  • Reviews and evaluates information on mortgage loan documents to determine if buyer, property, and loan conditions meet industry and regulatory standards.
  • Analyzes documents and other information provided to determine if it validates the applicant’s credit risk profile.
  • Documents any risk mitigating factors and exceptions.
  • Makes credit decision based on information provided; documents any conditions or requirements for loan approval.
  • Approves or rejects loan application for closing, or requests additional information, and issues decisions accordingly.
  • Communicates any loan conditions or requirements for loan approval to originators and processing staff.
  • Acts as information resource for MLOs and processors.
  • Keeps informed of current trends, regulatory changes, and market factors affecting mortgage lending.
  • Assists in any internal quality control reviews and/or audits.
  • Performs other job-related duties as assigned.

Candidates must have the following qualifications:

  • Minimum of 2 years mortgage underwriting experience
  • Extensive experience with VA, FHA, Rural Housing, and Conventional lending
  • DE and SAR designations
  • Must be familiar with all conventional underwriting criteria
  • Must have experience with current guidelines and regulations relating to the mortgage industry
  • Experience with Encompass LOS is preferred

Desirable candidate should possess the following qualities:

  • Ability to assess an individual’s creditworthiness while adhering to all regulatory and compliance requirements
  • Ability to adhere to prescribed lending guidelines
  • Strong analytical skills
  • Strong oral and written communication skills
  • Must have a working knowledge of computer applications

References required.
Competitive salary and benefits are available.

Commercial Credit Underwriter

At Beach we strive to be Florida’s best bank for business, professionals, and their owners. Our mission is to be a catalyst in our team members’ success, our clients’ aspirations and our communities’ vitality. Our values define our identity and they are what drive us to make our goals a reality and guide our actions and decisions.

  • Integrity: We exhibit uncompromising dedication to doing what is right.
  • Innovation: We foster team member ingenuity, resulting in an exceptional client experience.
  • Commitment: We are passionate and accountable.
  • Community: We create meaningful impact in the communities we serve.

Collectively, we refer to these values as #ONEBEACH.

Our collective set of values cannot fully come to fruition without us making an effort to celebrate and embrace diversity within the workplace and in our world today. At Beach Bank, we prioritize and respect our team members as professionals and as people, championing their individual development and empowering our collective growth through commitment to diversity and inclusion.

Commercial Credit Underwriter 

Beach Bank is currently seeking an experienced full-time Commercial Credit Underwriter. This position will report directly to the Senior Credit Officer.

Essential Functions and Responsibilities for this role include:

  • assessing financial risks before granting loans
  • ensuring that all loan files in their department are processed, closed, and funded according to Beach’s established quality, efficiency, and client service standards.
  • A successful Commercial Credit Underwriter will partner with multiple departments to proactively identify, isolate, and resolve problems.
  • Collect information about potential buyers
  • Determine their capacity to repay the credit
  • calculate risks
  •  review financial statements
  • revise credit limits.
  • Communicate any loan conditions or requirements for loan approval to Chief Credit Officer and processing staff.
  • Keep informed of current trends, regulatory changes, and market factors affecting lending.
  • Assist in any internal quality control reviews and/or audits.
  • Perform other job-related duties as assigned 

Underwriter Job Responsibilities:

  • Analyze financial data related to loan requests.
  • Evaluate loan documents are to ensure accuracy and completeness.
  • Perform risk assessments on potential loan recipients based on credit rating, borrowing history, and other specific risk factors.
  • Record loan denials and specific basis for declining application.
  • Monitor and report noncompliance with loan covenants.
  • Maintain client relationships and provide superior customer service.
  • Assist with technical underwriting issues and questions.
  • Review loan documentation and vendor reports to identify signs of fraudulent activity.
  • Develop and implement underwriting policies and procedures.

Underwriter Qualifications / Skills:

  • Applied knowledge of underwriting fundamentals and standard industry practices
  • Understanding of basic financial principles and processes
  • Knowledge of federal, state, and local regulatory requirements
  • Ability to maintain confidentiality
  • Strong analytical skills and attention to detail
  • Excellent communication and negotiation skills
  • Ability to multitask and work under pressure to meet strict deadlines

Education and Experience Requirements:

  • Bachelor’s degree in Business, Finance, Accounting, or a related field
  • 3-5 years of underwriting or credit and risk analysis experience
  • Experience with underwriting commercial loans preferred
  • Demonstrated proficiency with Microsoft Office (Excel, Outlook)

References required.

Competitive salary and benefits are available.

Beach Bank is a drug-free workplace.

Equal Opportunity Employer