Home Mortgage Loans

A mortgage loan that is based on the FNMA (Fannie Mae) or FHLMC (Freddie Mac) terms and guidelines or private investment lenders.

• Conforming and Jumbo loan amounts
• Fixed and Adjustable Rate Mortgages
• Up to 97% Loan to Value
• Up to 80% Loan to Value without Private Mortgage Insurance (PMI)
• Primary homes, second homes, and investment properties up to 4 units

Do you need a specialized mortgage solution? Explore our Mortgage Signature Suite.

A Federal Housing Administration (FHA) loan provides you with an alternative to conventional financing. A great option for borrowers with limited money available for a down payment, FHA home loans allow you to choose a fixed-rate or an adjustable-rate mortgage.

• Popular with first-time home buyers
• Available for purchase and refinance loans
• Low down payment and fixed monthly payments
• Up to 96.5% financing on some loans
• 100% of a down payment can come in the form of a gift from a family member or employer

Do you need a specialized mortgage solution? Explore our Mortgage Signature Suite.

VA fixed-rate loans and adjustable rate mortgages (ARMs) with special financing features are available to eligible current or former members of the U.S. Armed Forces and their surviving spouses.

• Low or no down payment
• Up to 100% financing for the purchase of a 1–4 unit primary residence
• Conforming and Jumbo loan amounts up to $1 million
• VA Construction to Permanent loan option with one closing available

Do you need a specialized mortgage solution? Explore our Mortgage Signature Suite.

If your ideal neighborhood is in a designated rural area¹, you may consider a Rural Housing Loan.

• Down payment is not required
• Closing costs may be financed in some cases where the property appraises higher than the purchase price
• Income limits based on 115% US median income and adjusted for family size

Do you need a specialized mortgage solution? Explore our Mortgage Signature Suite.

¹As defined annually by USDA.