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Key Features
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Competitive Rates
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Refinancing Available
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Quick Decisions
A mortgage loan that is based on the FNMA (Fannie Mae) or FHLMC (Freddie Mac) terms and guidelines or private investment lenders.
- Conforming and Jumbo loan amounts
- Fixed and Adjustable Rate Mortgages
- Up to 97% Loan to Value
- Up to 80% Loan to Value without Private Mortgage Insurance (PMI)
- Primary homes, second homes, and investment properties up to 4 units
Do you need a specialized mortgage solution? Explore our Mortgage Signature Suite.
A Federal Housing Administration (FHA) loan provides you with an alternative to conventional financing. A great option for borrowers with limited money available for a down payment, FHA home loans allow you to choose a fixed-rate or an adjustable-rate mortgage.
- Popular with first-time home buyers
- Available for purchase and refinance loans
- Low down payment and fixed monthly payments
- Up to 96.5% financing on some loans
- 100% of a down payment can come in the form of a gift from a family member or employer
Do you need a specialized mortgage solution? Explore our Mortgage Signature Suite.
VA fixed-rate loans and adjustable rate mortgages (ARMs) with special financing features are available to eligible current or former members of the U.S. Armed Forces and their surviving spouses.
- Low or no down payment
- Up to 100% financing for the purchase of a 1–4 unit primary residence
- Conforming and Jumbo loan amounts up to $1 million
- VA Construction to Permanent loan option with one closing available
Do you need a specialized mortgage solution? Explore our Mortgage Signature Suite.
If your ideal neighborhood is in a designated rural area1, you may consider a Rural Housing Loan.
- Down payment is not required
- Closing costs may be financed in some cases where the property appraises higher than the purchase price
- Income limits based on 115% US median income and adjusted for family size
Do you need a specialized mortgage solution? Explore our Mortgage Signature Suite.
1As defined annually by USDA.