A specialized line of mortgage products for our valued clients. Contact one of our mortgage experts for a customized consultation.

Key Features

  • Specialized Programs
  • Competitive Rates
  • Local Processing

A loan to meet the needs of our clients who desire a more personalized view of their financial picture — or a more local understanding of the real estate being purchased.

  • Flexible rates and terms (5/1, 7/1, and 10/1, Adjustable Rate Mortgage)
  • Loan amounts up to $3 million
  • Up to 80% loan to value to $1.5 million
  • Primary, secondary home and investment properties
  • Single family, 2-4 family and condos
  • Purchase or refinance
  • No monthly escrows required

Designed especially for physicians, attorneys, and accountants.

  • Up to $2 million loan amounts
  • Up to 100% loan to value
  • Primary home purchases and rate/term refinances
  • All-in-one Construction to Permanent to 90% loan to value
  • No Private Mortgage Insurance (PMI)
  • Flexible underwriting for unique situations

A single close residential mortgage that allows disbursements for construction of the property and monthly interest-only payments during the construction phase — with modification of loan terms to permanent loan at completion of property.

  • Flexible rates and terms (5/1, 7/1 and 10/1 Adjustable rate program)
  • Construction phase based on interest only on initial fixed rate period
  • Loan amounts up to $3,000,000
  • Up to 80% LTV to $1,500,000
  • Primary or second home properties
  • Local underwriting and draw process during construction
  • No monthly escrows required (with the exception of flood insurance)

Residential lot loan for future construction of primary residence or second home.

  • For a single lot or up to 10-acre parcels
  • Competitive rates and terms
  • 3-year balloon fixed with 30-year amortization
  • Up to 80% loan to value financing