A specialized line of mortgage products for our valued clients. Contact one of our mortgage experts for a customized consultation.
- Specialized Programs
- Competitive Rates
- Local Processing
A loan to meet the needs of our clients who desire a more personalized view of their financial picture — or a more local understanding of the real estate being purchased.
- Flexible rates and terms (5/1, 7/1, and 10/1, Adjustable Rate Mortgage)
- Loan amounts up to $3 million
- Up to 80% loan to value to $1.5 million
- Primary, secondary home and investment properties
- Single family, 2-4 family and condos
- Purchase or refinance
- No monthly escrows required
Designed especially for physicians, attorneys, and accountants.
- Up to $2 million loan amounts
- Up to 100% loan to value
- Primary home purchases and rate/term refinances
- All-in-one Construction to Permanent to 90% loan to value
- No Private Mortgage Insurance (PMI)
- Flexible underwriting for unique situations
A single close residential mortgage that allows disbursements for construction of the property and monthly interest-only payments during the construction phase — with modification of loan terms to permanent loan at completion of property.
- Flexible rates and terms (5/1, 7/1 and 10/1 Adjustable rate program)
- Construction phase based on interest only on initial fixed rate period
- Loan amounts up to $3,000,000
- Up to 80% LTV to $1,500,000
- Primary or second home properties
- Local underwriting and draw process during construction
- No monthly escrows required (with the exception of flood insurance)
Residential lot loan for future construction of primary residence or second home.
- For a single lot or up to 10-acre parcels
- Competitive rates and terms
- 3-year balloon fixed with 30-year amortization
- Up to 80% loan to value financing