Mortgage Signature Suite

A loan to meet the needs of our clients who desire a more personalized view of their financial picture — or a more local understanding of the real estate being purchased.

• Flexible rates and terms (5/1, 7/1, and 10/1, Adjustable Rate Mortgage)
• Loan amounts up to $3 million
• Up to 80% loan to value to $1.5 million
• Primary, secondary home and investment properties
• Single family, 2-4 family and condos
• Purchase or refinance
• No monthly escrows required

Designed especially for physicians, attorneys, and accountants.

• Up to $2 million loan amounts
• Up to 100% loan to value
• Primary home purchases and rate/term refinances
• All-in-one Construction to Permanent to 90% loan to value
• No Private Mortgage Insurance (PMI)
• Flexible underwriting for unique situations

A single close residential mortgage that allows disbursements for construction of the property and monthly interest-only payments during the construction phase — with modification of loan terms to permanent loan at completion of property.

• Flexible rates and terms (5/1, 7/1 and 10/1 Adjustable rate program)
• Construction phase based on interest only on initial fixed rate period
• Loan amounts up to $3,000,000
• Up to 80% LTV to $1,500,000
• Primary or second home properties
• Local underwriting and draw process during construction
• No monthly escrows required (with the exception of flood insurance)

Residential lot loan for future construction of primary residence or second home.

• For a single lot or up to 10-acre parcels
• Competitive rates and terms
• 3-year balloon fixed with 30-year amortization
• Up to 80% loan to value financing