Personal Savings Accounts | Beach Bank | Pensacola, FL - Tampa, FL - Fort Walton Beach, FL

Prosperity Savings

Flexible savings for rainy days or long-term goals
Tiered interest rates; higher balances earn higher rates
$6 service charge per quarter if average collected balance falls below $1,000

Foundations Savings

Available to young savers up to 17 years old
Competitive interest on entire balance¹
No monthly service charges; no minimum balance requirements

Season's Savings

Simple way to save for holiday expenses
Competitive interest on entire balance¹
No monthly service charges; no minimum balance requirements

Money Market Account

Tiered interest rates; higher balances earn higher rates¹
$12 monthly service charge if average daily balance falls below $1,000
Six (6) debit transactions per month; $6.00 per each additional debit²

Certificates of Deposit (CDs)

Fixed rates, higher than standard savings
Receive higher rates by selecting longer terms
Provides more guarantee than other risky investments

Individual Retirement Accounts (IRAs)

Competitive interest above standard savings rates
Traditional and Roth IRA options available
No setup, monthly, or annual maintenance fees